2025 Tax Brackets
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📅 Updated for 2025 Tax Year

2025 Federal Income Tax Brackets — Complete Guide

The complete 2025 IRS federal income tax bracket tables for all filing statuses. Includes single, married filing jointly, and head of household — plus the updated standard deductions and FICA rates.

2025 Federal Tax Brackets — Single Filers

RateSingle Filer Taxable Income Income RangeTax on This Portion
10% $0 – $11,925 10 cents per dollar
12% $11,926 – $48,475 12 cents per dollar
22% $48,476 – $103,350 22 cents per dollar
24% $103,351 – $197,300 24 cents per dollar
32% $197,301 – $250,525 32 cents per dollar
35% $250,526 – $626,350 35 cents per dollar
37% Over $626,350 37 cents per dollar

Standard Deduction (2025): $15,000 — deducted from gross income before applying brackets.

2025 Federal Tax Brackets — Married Filing Jointly

RateMarried Filing Jointly Taxable Income Income RangeTax on This Portion
10% $0 – $23,850 10 cents per dollar
12% $23,851 – $96,950 12 cents per dollar
22% $96,951 – $206,700 22 cents per dollar
24% $206,701 – $394,600 24 cents per dollar
32% $394,601 – $501,050 32 cents per dollar
35% $501,051 – $751,600 35 cents per dollar
37% Over $751,600 37 cents per dollar

Standard Deduction (2025): $30,000 for married couples filing jointly.

2025 Federal Tax Brackets — Head of Household

RateHead of Household Taxable Income Income RangeTax on This Portion
10% $0 – $17,000 10 cents per dollar
12% $17,001 – $64,850 12 cents per dollar
22% $64,851 – $103,350 22 cents per dollar
24% $103,351 – $197,300 24 cents per dollar
32% $197,301 – $250,500 32 cents per dollar
35% $250,501 – $626,350 35 cents per dollar
37% Over $626,350 37 cents per dollar

Standard Deduction (2025): $22,500 for head of household filers.

2025 FICA & Payroll Tax Rates

TaxRate2025 LimitNotes
Social Security6.2%$176,100 wage baseEmployee + 6.2% employer match
Medicare1.45%No limitEmployee + 1.45% employer match
Additional Medicare0.9%Over $200K single / $250K marriedEmployee only; no employer match
Standard Deduction (Single)$15,000Increased from $14,600 in 2024
Standard Deduction (MFJ)$30,000Increased from $29,200 in 2024
Child Tax CreditUp to $2,000/childRefundable up to $1,700
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Frequently Asked Questions

The 2025 federal income tax brackets have 7 rates: 10%, 12%, 22%, 24%, 32%, 35%, and 37%. For single filers, these rates apply to taxable income ranges from $0–$11,925 (10%) up to over $626,350 (37%). The IRS adjusted all brackets upward for inflation from 2024.
The 2025 tax brackets were adjusted approximately 2.8% upward for inflation compared to 2024. The standard deduction increased to $15,000 for single filers (from $14,600) and $30,000 for married filing jointly (from $29,200). The Social Security wage base increased to $176,100 from $168,600.
Taxable income is your gross income minus your standard or itemized deduction. In 2025, the standard deduction is $15,000 for single filers, $30,000 for married filing jointly, and $22,500 for head of household. Additional deductions (IRA contributions, HSA, student loan interest) can further reduce taxable income.
Your tax bracket is determined by your taxable income (gross income minus deductions) and filing status. Find your taxable income range in the bracket tables for your filing status. Remember: your bracket is your marginal rate — the rate on your highest dollar of income — not the rate on all your income.
The marginal rate is the percentage you pay on your last (highest) dollar of income — your tax bracket. The effective rate is total tax paid ÷ total gross income. Most people's effective rate is well below their marginal rate because lower income is taxed at lower rates in the progressive system.
The 2025 standard deduction is: $15,000 for single filers and married filing separately; $30,000 for married filing jointly; $22,500 for head of household. Taxpayers 65 or older or blind get additional amounts ($1,600 for single; $1,300 for married per qualifying person).
The current bracket structure is governed by the Tax Cuts and Jobs Act (TCJA) of 2017. Many TCJA provisions were set to expire after 2025, though legislation passed in 2025 extended many of these provisions. Tax law can change — always verify current rates with the IRS at irs.gov.
Long-term capital gains (assets held over 1 year) are taxed at preferential rates in 2025: 0% for income up to $48,350 (single) or $96,700 (married); 15% for income up to $533,400 (single) or $600,050 (married); 20% above those thresholds. Short-term gains are taxed as ordinary income at your bracket rate.

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