Calculate FICA payroll taxes (Social Security + Medicare) for hourly workers using 2025 rates. See both employee and employer contributions with a full paycheck breakdown.
| Tax | Employee Rate | Employer Rate | Wage Limit |
|---|---|---|---|
| Social Security | 6.2% | 6.2% | First $176,100 |
| Medicare | 1.45% | 1.45% | All wages |
| Additional Medicare | 0.9% | None | Over $200,000 single |
| FUTA (Federal Unemployment) | None | 0.6%* | First $7,000 |
| Total FICA | 7.65% | 7.65% | — |
*FUTA rate after typical state credit; gross rate is 6% on first $7,000 per employee.
For every hour you work, payroll taxes are split between you and your employer. On a $20/hour wage:
Social Security: $1.24
Medicare: $0.29
Total: $1.53/hr
Social Security: $1.24
Medicare: $0.29
Total: $1.53/hr
Total payroll tax cost to hire you at $20/hr is $21.53/hr when including employer-side FICA alone.
At $20/hr, 40hrs/week: $3,182 SS + $744 Medicare = $3,926/year from your paycheck.
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